Topics Presented With Grace and Style…

Donnalyn Giegerich is a dynamic motivational speaker celebrating 20 yrs of successful business ownership, fitness enthusiasm and passion for living to empower others to enlarge their lives. She presents a range of topics which encourage others to define, design and develop their personal vision of success. With determination and direction, others can craft a meaningful and rewarding life legacy. Donnalyn is an award winning business professional, athlete, author and survivor of Leiomyosarcoma.

  • Resilience & Success Series
  • Less Fear, More Fun
  • A Man Is Not A Plan
  • Balancing Finance, Fitness and Family
  • Passion is Always in Fashion
  • Networking for Leaders
  • Building Your Business Through Community Service
  • "Tweet & Eat" Twitter Workshops
  • Customized programs can be developed for your organization
  • Insurance Planning Series
  • From Finance to Fitness
  • Life's a Daring Adventure
  • Tumors, Triathlons & Titles in MidLife Pageantry
  • Business as UNusual
  • Our Dual Career & Cancer Crusade

A Man is Not a Plan

Written by DonnaLyn Giegerich

I recently participated in a program in Manhattan that gathered 250 vibrant women from across the country. We met once a month to discuss all things female and to celebrate the goodness of the Goddess within each of us. Transitioning through a health challenge at the time, I was looking for something fun, feisty and fabulous. I was in the right place. The room was full of an eclectic group of diverse women ranging in age from 20-70, in all stages of life and committed to sharing what we knew to date and hoped to learn in the future.

Many women were still struggling to envision aging with financial confidence and freedom. The participants were making great strides "owning their power", "honoring their individuality" and celebrating their special contributions in the world, but many were still stuck in the "how to retire in style" quagmire. Even today, in a time when we're making more money, are better educated and skilled, and contributing equally or more to our family's finances, we're still not confident on how its all going to play out in the end...whenever that is!

In light of current market turbulence, they confessed to never really feeling empowered around understanding money and wanted to change that behavior. This fact had nothing to do with their marital status. Single, married, divorced or widowed, they all expressed feeling weak in the knees about a stress-free retirement. It seemed like the perfect segue way to share my lucky stroke of genius plan called A Man is Not a Plan.

Read more...

Long Term Care for Estate Preservation

Written by DonnaLyn Giegerich

Much has been written about the importance of Long Term Care insurance as an estate preservation tool.

Today, we enjoy a much greater life expectancy with females living on average to 80 and males living on average to 75. Personal experience is a huge "call to action" as we participate in the sandwich generation caring for our children and our aging parents simultaneously.

I remember as a newly minted MBA watching my aging child-free professional aunt and uncle wind down their golden years in a Medicaid facility. He was a doctor and she was his nurse and they both effectively died broke after exhausting their life savings without proper estate planning. It was a very difficult time for everyone and it can be avoided. Many important lessons were learned.

Most folks today know that Long Term Care insurance is not just "nursing home" coverage because care can be delivered in the privacy of home, an assisted living facility or another site such as a group home administered by a religious organization. Only 18% of Long Term Care costs are picked up by Medicare currently due to a myriad of specific coverage limitations and qualifying events which vary state to state. Once the patient is stabilized and has achieved his/her best functioning state, they are then eligible for "custodial care" which is when Medicare stops paying. It is at this point that your private payments or a long term care policy begin to respond.

Read more...

More Articles...